WHEN BORROWING MONEY

DO NOT…(until after closing)

• Change Jobs, become self-employed, or quit your job
• Buy a car, truck, motorcycle, van, etc.
• Use credit cards excessively (more than normal)
• Stop paying bills
• Spend money you have set aside for closing
• Omit debts or liabilities from your loan application
• Buy big furniture items/appliances
• Originate any inquiries into your credit (apply for new CCs, etc.)
• Make large or cash deposits without checking with your lender
• Change bank accounts
• Co-sign a loan for anyone
• Change marital status

Each of these could jeopardize you receiving your mortgage.

If unsure, call your loan officer and ask before doing any of the above.